Classic Car Insurance in Michigan
If you own a classic car in Michigan, you know it's not just another set of wheels. It's an antique showpiece you probably won't use to commute to work or take the kids to school. But how about regarding auto insurance? Like your regular car, your classic car needs to be insured even if you don't use the car often. Halabicky Insurance Group of Brighton and Imlay City, explains the various coverage options you should consider.
Liability Auto Insurance
Liability auto insurance covers injuries and damage you cause to others. For instance, if you're driving to a showroom to display your car and end up causing an accident, your policy will pay for the damage you cause. The policy can cover legal fees if the victims decide to sue you. This policy is also required of all car owners in Michigan as long as they intend to use public roads.
This type of coverage covers any damage to your vehicle after getting involved in a collision. This is whether you collide with another car, motorcycle, or tree.
Considering how valuable a classic car is, you need this type of policy. It will cover different types of problems, such as theft, floods, riots, falling objects, and vandalism.
Underinsured/ Uninsured Motorist Coverage
Not every driver is sufficiently insured, which can be a problem if such a person hits you. You may have to use your money if they don't have adequate insurance to cover the damage. Underinsured and Uninsured coverage protects you from doing that. The policy will cover you if you get hit by an uninsured or underinsured driver.
As you can see, insuring your classic car in Michigan is important. If you own a classic car and want to protect your investment, contact Halabicky Insurance Group.